The Discover cash back bonus pays you back a certain percentage of the money you spend as a reward. The Discover cash back bonus can be redeemed either at select merchants or for cash. More specifically, there are three types of Discover cashback bonuses:

• 5% bonus rate: You earn 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases. The Discover credit cards that offer this deal are the Discover it® Cash Back, the NHL® Discover it®, and the Discover it® Student Cash Back.
• Cash back in categories that don't change: Other Discover cards offer a cashback bonus in certain categories that never change. Discover it® Chrome, Discover it® Student Chrome and Discover it® Secured Credit Card offer 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases.
• Cashback Match: There's a final Discover cashback bonus that all Discover cards have. With Cashback Match, Discover will match all the rewards you earn the first year your account is open. So, if you rack up $500 in rewards during the first 12 months, for example, Discover will tack on another $500 as an anniversary present.

Discover's 2% cash back bonus and Cashback Match are fairly simple, but there are several other details you'll need to know about the 5% bonus. To start, Discover has a cash back calendar showing when the categories rotate. And to get the 5% Discover cashback bonus, you need to “activate” it every quarter. You can easily do so by logging in to your Discover account from their cash back bonus page. You can activate the new categories on the first day of the quarter.

The Discover calendar shows what purchases qualify for Discover's 5% cash back bonus rewards categories. Eligible cardholders can earn 5% cash back on up to $1,500 spent per quarter in the purchase categories listed on Discover's bonus rewards calendar, when they activate.

2024 Discover Calendar for 5% Rewards Categories:

To activate a Discover card, use the online activation page or call Discover customer service at (800) 347-2683. Discover card activation requires a Social Security number as well as the card number, expiration date and security code.

You don't need a Discover username and password to activate a Discover card online. But having an account can streamline the process because you won't have to enter extra personal information to verify your identity. Either way, Discover...

The Discover it® Cash Back categories for rewards include a broad range of everyday spending, such as gas stations, home improvement stores, and public transit. Cash back categories are the types of purchases that cardholders can earn 5% cash back on, up to $1,500 spent per quarter.

Here are the Discover it Cash Back Categories for 2024

• January-March: Restaurants and drugstores
• April-June: Gas stations and electric vehicle charging stations, home improvement stores, and public transit
• July-September:...

You can see what Discover it® Cash Back designs are available online, either while applying for the card or, if you're already a cardholder, by logging into your account. Options for Discover it Cash Back designs depend on whether you're opening a new account or looking for a replacement card. You'll have a small number of generic designs to choose from when applying for a new account. But once your account is open, you can immediately order a replacement card bearing...

The Discover it Cash Back sign-up bonus is 2X rewards during the first 12 months of account opening. The cardholder will earn the regular amount of rewards during those 12 months, then a bonus equal to all rewards earned will be posted within 2 billing periods of the first account anniversary.

Discover it Cash Back bonus categories:

Except for the Discover it Cash Back sign-up bonus, the card also offers bonus rewards on purchases. More specifically, with this card, you get good.

The Discover it Cash Back referral system is an easy way to earn extra rewards each year. All you need is a referral link, which only takes a few minutes to get, plus some friends or family members who are interested in opening a new credit card account.

Here's how to get the Discover it Cash Back referral bonus:

• Go to Discover's website.
• Log into your Discover account.
• Go to the Account Center home page.
• ...

Yes, there is a Discover – Amazon deal and their partnership has been ongoing, with several offers for a while now.

Here are the Discover it - Amazon deals:

Buy merchandise with rewards: Offer applies to most Discover cards. You can use your Discover rewards to "Shop with Points" on Amazon.com. All you need to do is link your eligible Discover card to your Amazon account, select Discover as your payment method and apply your Discover rewards....

The Discover it® Cash Back credit limit is at least $500 for all cardholders. It has the potential to be higher, too. Discover does not disclose a maximum credit limit, but there are reports of some cardholders receiving credit limits between $2,000 and $11,000.

As with all credit cards, an applicant will need to exceed the Discover it Cash Back card's approval requirements in order to get a credit limit above the minimum. Credit limits are based on much of...

Yes. You can redeem Discover it Cash Back rewards for gift cards, starting at $5. Discover allows you to redeem rewards in multiples of $5, up to $200, toward gift cards from retailers such as Domino's Pizza, iTunes, Kohl's, Lowe's, Outback Steakhouse and more. The rules for redeeming cash back for gift cards apply to all Discover cards that offer cash back rewards, not just the Discover it Cash Back card.

To redeem Discover...