Wallet Literacy Score

40% of U.S. adults give their personal finance knowledge a grade of C or worse.

Being financially literate means you understand the core concepts of money management and are able to apply them in a manner beneficial to your family’s long-term financial comfort and security. So complete the test, get your WalletLiteracy Score and use it to secure a richer financial future!

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Special thanks to the following academic experts who partnered with WalletHub to develop the WalletLiteracy Score:

H. Kent Baker University Professor of Finance and Real Estate American University
Vicki Bogan Associate Professor & Director of the Institute for Behavioral and Household Finance Cornell University
Cäzilia Loibl Associate Professor of Consumer Science Ohio State University
Colleen Flaherty Manchester Assistant Professor of Human Resources & Labor Studies University of Minnesota
Richard Netemeyer Senior Associate Dean & Professor of Commerce University of Virginia
Cliff Robb Associate Professor of Personal Finance Planning Kansas State University
Lawrence Schrenk Assistant Professor of Finance and Real Estate American University
Robert Scott Associate Professor of Economics and Finance Monmouth University
Aaron Sojourner Assistant Professor of Human Resources & Labor Studies University of Minnesota
Mary Suiter Assistant Vice President for Economic Education Federal Reserve Bank of St. Louis

Wallet Literacy Score

40% of U.S. adults give their personal finance knowledge a grade of C or worse.

Special thanks to the following academic experts who partnered with WalletHub to develop the WalletLiteracy Score:

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