Upgrade to
WalletHub Premium
Get premium identity protection and monitoring, dark web alerts, priority customer support, personalized settings and more.
Credit lock
Lock & unlock your credit report easily
- Stop unauthorized credit inquiries in their tracks.
- Get notified if anyone attempts to access your credit file.
- Effortlessly unlock your credit report when you need it.
- Schedule how long you want your report to stay unlocked.
Enhanced Loan Monitoring
Get alerts about loans not on your credit report
Not all types of loans show up on your credit reports, so you might miss something like a payday loan in your name. Fraudsters sometimes take out alternative loans knowing consumers aren't likely to notice.
Identity Theft Insurance
Get $1 million in coverage
If an identity thief gets past your defenses, you’ll have up to $1 million in coverage to get your life back on track.
Identity Theft Restoration
Access U.S. based identity restoration experts
Get help from an identity restoration expert when you need it the most.
Dark Web Monitoring
Shine a light on the dark web
WalletHub conducts daily scans across billions of data points to notify you if any of your information is exposed.
Lost Wallet Assistance
Get help when you are most vulnerable
If your wallet gets lost or stolen, resolution experts can guide you through the steps to take so you can minimize the risk of identity theft.
USPS Address Monitoring
Protect your mailing address
Make sure fraudsters are not able to reroute and take control of your mail.
Bank Account Monitoring
Keep your cash safe from fraud
Monitor both your existing bank accounts and any attempts from fraudsters to open a bank account in your name, which could be used to steal your money.
Criminal Activity Monitoring
Keep your criminal record clean
Committing a crime in your name is among the most damaging forms of identity abuse. Finding out about such criminal activity quickly is essential to minimizing the damage.
Personalized Experience
Get more with personalized settings
WalletHub already provides best-in-class tools and information, and Premium members can customize their experience with a personalized dashboard, SMS alerts, credit score updates that don't require you to log in and more.
Plus, all basic features included with WalletHub Premium.
- Credit Scores
- Full Credit Reports
- Daily Updates to Scores & Reports
- WalletScore
- Credit Timeline
- Credit Analysis
- Why My Credit Score Changed
- Credit-Improvement Plan
- Debt Payoff Plan
- Money-Saving Opportunities
- Real-Time Credit Inquiry Alerts
- Enhanced Credit Monitoring
- Interactive Alerts
- Change of Address Alerts
- Password Monitoring
- Social Security Number Trace Alerts
- SMS for Urgent Alerts
- Personalized Experience
Ready to become a WalletHub Premium member for only $6.49 a month?
People Love WalletHub
† IMPORTANT DISCLOSURES
You acknowledge and agree that you have carefully reviewed the services described above and agree to purchase them for the price listed. The services described above may vary from the services described elsewhere.
WalletHub does not make any representations or offer any guarantees on its ability to prevent all cybercrime or identity theft. Monitoring services do not cover all relevant transactions at all businesses, institutions or jurisdictions.
If your paid Services includes Identity Theft Insurance;
- For residents of states other than the State of New York, the expense reimbursement insurance benefit for members is underwritten by certain Underwriters at Lloyd’s, under a master group policy issued in the name of Cyberscout Limited, Sontiq Inc. and all subsidiaries for the benefit of members. Claims will be reviewed by the insurer in accordance with the terms and conditions of the master group policy. A summary of the terms of coverage and other policy information is available here. The complete policy is available upon request.
- For residents of the State of New York, the Master Policies of Personal Internet Identity Coverage have been issued to: TransUnion (the "Master Policy Holder"), under Policy Numbers: 16452600 respectively underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. A summary of the terms of coverage and other policy information is available here. The complete policy is available upon request.
If you cancel your paid Services that include TransUnion Credit Lock as a benefit, you will cease receiving Credit Lock upon expiration of your then-current subscription and your locked TransUnion credit report will be unlocked.
Some services may not be available on all jurisdictions.
