WalletHub’s financial experts put a lot of time and effort into analyzing different types of financial products and services, from credit cards to car insurance, in order to determine not only what terms and features make a product/service competitive in the current environment, but also what the ideal offer should include. This category-specific expertise helps us design the optimal rating system to identify elite credit cards, bank accounts, personal loans, and auto insurance policies for different types of people. This, in turn, gives people the freedom to compare products based solely on their WalletHub rating if they want to.
As you can see by checking out the rating methodologies below, WalletHub uses a data-driven approach designed to minimize the influence of any subconscious biases or preconceived notions and to place maximum influence on the features that will affect users the most – in terms of both usability and cost/savings. What you won’t see is any third-party influence. WalletHub’s editorial team follows a very strict editorial policy, and we make it a point to highlight products other sites won’t because of their advertising relationships.
If you have questions, please reach out to [email protected].
