Prepaid debit cards aren’t connected to a regular checking account. Instead, you use funds that you've previously deposited into the prepaid card account.
Prepaid cards also differ from credit cards and are gaining popularity as a versatile financial tool, from substitutes for traditional checking to a way of educating young individuals about financial skills. The best prepaid debit cards have low fees, have budgeting tools and even offer rewards.
Prepaid cards also differ from credit cards and are gaining popularity as a versatile financial tool, from substitutes for traditional checking to a way of educating young individuals about financial skills. The best prepaid debit cards have low fees, have budgeting tools and even offer rewards.
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Updating Debit Cards
NetSpend® Visa® Prepaid Card
Monthly Fee
$9.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.95
Apply Now
Rates & Fees | Terms Apply
Additional Info
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional NetSpend® Prepaid Visa® details.
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PayPal Prepaid Mastercard®
Monthly Fee
$4.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.50
Apply Now
Rates & Fees | Terms Apply
Additional Info
- Move money from your PayPal account to fund your prepaid card account.
- Earn cash back and personalized offers, just for using your card.
- With Direct Deposit, you can get paid faster than a paper check.
- Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
- Click PayPal Prepaid Mastercard® for additional features & program details, and to request a Card.
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NetSpend® Visa® Prepaid Card
Monthly Fee
$9.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.95
Apply Now
Rates & Fees | Terms Apply
Additional Info
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional NetSpend® Prepaid Visa® details.
More Details
NetSpend® Visa® Prepaid Card - Pay-As-You-Go
Monthly Fee
None
Activation Fee
None
Signature Fee
$1.95
ATM Fee
$2.95
Additional Info
- 100% approval - No credit check required!
- No Minimum Balance Required. No Activation Fee.
- Pay bills and make purchases online.
- Use it when you can't use cash — everywhere Visa debit cards are accepted.
- Enroll in Direct Deposit to your Netspend Card, and you could get paid up to 2 days faster.
- You can add cash or paper checks, too. Skip the line completely and load checks directly from your mobile phone in minutes with Mobile Check Load.
- Put money on your card at any of more than 130,000+ convenient Reload Locations nationwide.
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Exact Prepaid MasterCard
Monthly Fee
$2.95
Activation Fee
$2.95
Signature Fee
Free
ATM Fee
$2.95
Additional Info
- Shop everywhere Debit Mastercard is accepted—no fees for any purchase.
- There's no minimum balance required on your Exact Mastercard, so you'll never pay an extra fee for going below a minimum dollar amount.
- Direct deposit lets you have your paycheck, tax refund, or government check deposited directly onto your Exact Mastercard.
- Reload your Card at thousands of convenient retail locations.
- Access and manage your account the way you prefer: online or from your smartphone or tablet using Exact free and easy Mobile App.
- Pay your bills quickly and easily online. You can easily pay any biller at anytime. A $0.95 Bill Pay Fee will apply.
- If your Card is ever lost or stolen, simply report it immediately, and the Mastercard Zero Liability policy will protect your available funds.
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Green Dot Prepaid Visa® Card
Monthly Fee
$7.95
Activation Fee
$1.95
Signature Fee
Free
ATM Fee
$3
Additional Info
- No overdraft or bounced check fees, ever.
- Use everywhere Visa® debit is accepted in the U.S. Plus, conveniently pay with your mobile wallet including Apple Pay, Google Pay and Samsung Pay.
- With early direct deposit, you can skip the check-cashing queues and costs, have your money instantly transferred, and start enjoying payday sooner.
- No charge to Reload your card with Direct Deposit. Reloading your card at a retailer will cost up to $5.95.
- Enjoy 24/7 access to your money through the Green Dot mobile app! You can Deposit checks to your card right from your smartphone.
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Western Union® NetSpend® Prepaid MasterCard® - Pay As You Go
Monthly Fee
None
Activation Fee
None
Signature Fee
$1.50
ATM Fee
$2.50
Additional Info
- No Credit Check & no late fees or interest payments because this is not a credit card.
- Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card.
- Use the Refer-a-Friend program and when your family and friends fund their card with at least $40, you’ll each get a $20 credit.
- Optional Savings Account: 5.00% Annual Percentage Yield savings account on balances up to $1,000.
- Visit any of the over 130,000 reload locations in the NetSpend Reload Network.
More Details
Mango Prepaid Mastercard
Monthly Fee
$5
Activation Fee
None
Signature Fee
Free
ATM Fee
$3
Additional Info
- No sign up fee.
- No activation fee.
- No card to card online transfer fee.
- Once you activate and load your Mango Card, you can open a Savings Account with as little as $25 and get up to 6.00% Annual Percentage Yield. Signature purchases of $1,500 or more and a minimum balance of $25.00 at the end of the month is needed to qualify for the 6.00% APY.
- Mango Cardholders can load their cards with cash at thousands of participating retailers nationwide: Green Dot @ the Register, Walmart, 7eleven, Walgreens, Kmart, CVS/Pharmacy, etc.
- Mango allow you to check your balance with your mobile phone. Visit your Mango cardholder portal online or by using your mobile device.
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Pink ACE Elite® Visa® Prepaid Debit Card (Pay-As-You-Go)
Monthly Fee
None
Activation Fee
None
Signature Fee
$1.50
ATM Fee
$2.95
Additional Info
- Support the fight against breast cancer when you swipe your Pink Debit Card. There's no additional cost to contribute and no extra steps required.
- Send money to other ACE Elite cardholders at no-cost from your Online Account Center or Mobile App.
- With over 900 locations nationwide, you likely have an ACE Cash Express store near your neighborhood.
- No-Fee Cash Withdrawals up to $100 at ACE when you Direct Deposit.
- Get paid up to 2 days faster when you have your payroll or government benefits checks direct deposited to your ACE Elite Card.
- As a cardholder, you can open an Optional Tiered Rate Savings Account. Balances up to $1,000.00 currently earn 5.00% annual percentage yield. No minimum balance required.
- A portion of each purchase made with the Pink ACE Elite Visa Card is donated to the National Breast Cancer Foundation.
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ACE Elite™ Visa Prepaid Debit Card
Monthly Fee
$9.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.95
Additional Info
- Use everywhere Visa debit cards are accepted.
- When your friends and family use ACE Elite, you can transfer money to each other at no cost. It's fast and simple.
- The ACE Elite card has Visa Zero Liability Protection and lets you manage and spend your money without having to worry about cash at stores, in restaurants, or shopping online.
- Get paid up to 2 days faster when you have your payroll or government benefits checks direct deposited to your prepaid debit card.
- As a cardholder, you can open an Optional Tiered Rate Savings Account. Balances up to $1,000.00 currently earn up to 5.00% annual percentage yield. No minimum balance required.
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