What are the best credit card companies? This question is about Best Credit Cards of 2024

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What are the best credit card companies?

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This question is about Best Credit Cards of 2024

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Milvionne Chery Copeland, Writer

@milvionne_copeland • 04/08/24

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The best credit card companies are American Express and Capital One, based on customer satisfaction. American Express ranks first in the latest J.D. Power Credit Card Satisfaction Study, and Capital One isn't far behind, as both companies have some of the best credit cards according to WalletHub.

Some of the factors the J.D. Power study used to measure customer satisfaction include credit card terms, communication, rewards, benefits and services, and problem resolution. Below, you will find the companies’ rankings and overall customer satisfaction scores based on a 1,000-point index.

Best Credit Card Companies

Credit Card Company	Consumer Satisfaction Score (out of 1,000)
American Express	657
Bank of America	629
Discover	629
Capital One	616
Chase	607
Citi	606

At the end of the day, it’s also fair to say that the best credit card companies are the ones offering the best credit cards. Below, you can check out a handful of WalletHub’s picks for the best credit cards right now.

Best Credit Cards Right Now

Best Overall: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Rates & FeesBest for 0% Intro APR: Wells Fargo Reflect® CardWells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Travel: Capital One Venture X Rewards Credit CardCapital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Cash Back Rewards: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Fair Credit or No Credit: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website

This answer was first published on 08/18/22 and it was last updated on 04/08/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

What is the most powerful credit card in the world?

The most powerful credit card in the world is the Centurion® Card from American Express, which is famously known as the "black card" and seen as a status symbol for rich and influential people. It's considered powerful thanks to its numerous benefits, which include free access to airport lounges, elite status and other perks at various hotels, a personal concierge and more.

This invite-only card has a $10,000 initiation fee and a $5000 annual fee. It’s also reportedly...

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What are the 4 biggest credit card companies?

The four biggest credit card companies are American Express, Discover, Mastercard and Visa. These are the four major credit card networks, too. But if you are asking about companies that issue credit cards, then the 4 biggest are Chase, Capital One, Citi, and Discover.

Here are the 4 biggest credit cards companies:

Visa: There are about 312 million Visa cards in circulation. Visa credit cards are accepted by 10.7 million merchants in the U.S. and more than 210...

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What are the top 5 credit cards?

The top 5 credit cards offer good initial bonuses, valuable rewards, intro APRs on purchases and balance transfers, as well as $0 fees. As a result, the top credit cards can help you save hundreds of dollars per year.

Top 5 Credit Cards of 2024

Rates & FeesBest Overall: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Cash Back: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Best for Travel: Chase Sapphire Preferred® CardChase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Intro APRs: Wells Fargo Reflect® CardWells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
Best for No Credit: Chase Freedom Rise℠Chase Freedom Rise℠Learn MoreLearn Moreon issuer's website

Keep in mind that there are many worthy candidates for the top 5 credit cards, each of which excels in different areas. You can check out...

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Important Disclosures

* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: X1 Credit Card and Centurion® Card from American Express

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