Most Popular Credit Cards

Why it’s one of the most popular credit cards: Chase Sapphire Preferred is the most popular credit card for travel rewards because of its valuable bonus rewards. New cardholders who spend $4,000 within 3 months of opening an account get an initial bonus of 60,000 points. Sapphire Preferred also gives 1 - 5 points per $1 normally. Those perks more than offset the cost of the card’s $95 annual fee for frequent travelers.

Why it’s one of the most popular credit cards: Chase Sapphire Reserve is the most popular credit card for luxury perks and rewards. New cardholders get an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months - worth $900 in travel through Chase. The Chase Sapphire Reserve® also gives 1 - 10 points per $1 spent on purchases, up to $300 in annual travel credits, and airport lounge access. Those perks can easily offset its $550 annual fee for big-spenders.
 

Why it’s one of the most popular credit cards: Chase Freedom Unlimited is one of the most popular credit cards on the market because of its $0 annual fee, generous rewards and 0% introductory APRs. Chase Freedom Unlimited also piggybacks on the popularity of its predecessor, Chase Freedom®, which is currently unavailable to new applicants. The "Freedom" brand name has long been the calling card for Chase, the nation’s largest credit card issuer by purchase volume, so it is no surprise that it still carries a lot of weight with "Unlimited" tacked onto the end.

Why it’s one of the most popular credit cards: Discover it® Student Cash Back has a $0 annual fee, gives 1 - 5% cash back on purchases, and doubles the rewards you earn the first year as an anniversary bonus. Besides, Discover is one of only a few major issuers that offer credit cards to users across the credit spectrum, from people with bad credit to students to those with excellent credit and loads of disposable income, so it makes sense that the company’s flagship student card is quite popular.
 

Why it’s one of the most popular credit cards: Costco is an extremely popular brand, and the Costco Anywhere Visa® Card by Citi is the only Costco-branded credit card for consumers. You can use other Visa credit cards at Costco, too, but the Costco Credit Card is uniquely rewarding. It gives 2% cash back on Costco purchases, both in store and online, in addition to 1 - 4% cash back on other types of purchases. It also has a $0 annual fee.

However, one downside is that rewards are only paid out once per year. You also need excellent credit to get approved.

Why it’s one of the most popular credit cards: The Mission Lane Visa® Credit Card is the most popular credit card available to people with no credit history. It accepts people with limited credit, gives nearly instant decisions to most applicants, and reports to the major credit bureaus. It can be inexpensive to own, too.

Why it’s one of the most popular credit cards: The OpenSky Card is the most popular secured credit card because there is no credit check when you apply. That, combined with a low annual fee ($35), makes this card an excellent choice for rebuilding your credit, no matter how damaged it may be.

Why it’s one of the most popular credit cards: The Indigo Card is the most popular credit card for bad credit because it is a rare unsecured card for people with damaged credit that has a credit limit as high as $700. 

Why it’s one of the most popular credit cards: The Apple Card is one of the most popular credit cards available because it’s affiliated with one of the most popular brands in the world. The Apple Card also has a $0 annual fee and good rewards on purchases: 1 - 3% cash back, depending on where you make the purchase and how you pay. Applicants need at least good credit for approval.

Why it’s one of the most popular credit cards: The Amazon Business American Express Card is the most popular business credit card in large part because of the retailer it’s affiliated with. The card also offers solid rewards, starting with an initial bonus offer of $100 Amazon.com gift card upon approval. In addition, cardholders earn 1 - 3 points per $1 on purchases normally.

Just make sure to use this card for its initial bonus offer and attractive ongoing rewards, not for financing purposes. Small business credit cards are subject to arbitrary interest rate increases, as they are not governed by the CARD Act.

Why it’s one of the most popular credit cards: Marriott credit cards are the most popular hotel credit cards overall, and the Marriott Bonvoy Boundless Card figures to appeal to the most people. Among the card’s many perks are an initial bonus of 3 Free Night Awards for spending $3,000 in the first 3 months, 2 - 6 points per $1 in ongoing rewards, automatic Silver Elite status in the Marriott Bonvoy loyalty program, and a free night after each account anniversary. The Bonvoy Card has an annual fee of $95.

Why it’s one of the most popular credit cards: Southwest Airlines credit cards are the most popular airline credit cards on the market, in large part due to Southwest’s budget-friendly fares and the valuable rewards offered by the airline’s credit cards. And the Southwest Rapid Rewards Premier Card is the most popular Southwest credit card, given it’s reasonable annual fee ($99), solid initial bonus (50,000 points), and respectable ongoing rewards (1 - 3 points / $1).

Why it’s one of the most popular credit cards: The Shell Credit Card is the most popular gas credit card because it offers relatively good rewards at one of the country’s largest and most popular gas station chains. It gives a discount of $0.10 - $0.30 per gallon of Shell gas charged to the card, along with rewards equal to 1% - 10% back on other purchases. The Shell Credit Card has a $0 annual fee and requires at least good credit for approval.

Why it's one of the most popular credit cards: The Best Buy Credit Card is the most popular store credit card because it offers great rewards on purchases from one of the most popular retail chains. Those rewards include at least 5% back on Best Buy purchases, and there is no annual fee.

Applicants will first be considered for the Best Buy Visa Card, which requires good credit at a minimum and can be used wherever Visa is accepted. If you are not approved for the Visa, you will be automatically considered for the Best Buy Store Card, which requires fair credit and can only be used at Best Buy.