Best Credit Card Promotions

Why It’s One of the Best Credit Card Promotions Right Now: Chase Freedom Unlimited® offers the best credit card promotion for good credit right now, giving an extra 1.5% cash back on everything you buy, up to $20,000 spent in the first year. That could result in up to $300 in additional cash back. Normally, the card has ongoing bonus rewards of 5% cash back on travel purchased through Chase, 3% cash back at restaurants and drugstores, and 1.5% cash back on all other purchases. Those bonuses are in addition to the card’s introductory financing promo: 0% for 15 months on new purchases and balance transfers. It has a $0 annual fee, too.

Why It’s One of the Best Credit Card Promotions Right Now: The Blue Cash Preferred® Card from American Express has the best credit card promotion for cash back because new cardholders can now earn an initial bonus of $250 statement credit for spending $3,000 within 6 months of opening an account. It offers bonus cash back in several popular spending categories, too. Blue Cash Preferred cardholders earn 6% cash back on select U.S. streaming subscriptions as well as 6% back on up to $6,000 spent per year at U.S. supermarkets. There’s also 3% cash back at U.S. gas stations and on pretty much any common transit expense, along with 1% back on everything else. Cash back is received in the form of reward dollars and can be redeemed as a statement credit or at Amazon.com checkout.

Those promotional rewards rates more than make up for the Blue Cash Preferred Card’s $95 annual fee, which kicks in the second year your account is open. 

Why It’s One of the Best Credit Card Promotions Right Now: The Wells Fargo Active Cash® Card has the best promotion among cash back credit cards with no annual fee, offering $200 cash rewards to new cardholders who spend just $500+ within 3 months of opening an account. The offer also includes an elite ongoing rewards rate: 2% cash rewards on purchases.

Why It’s One of the Best Credit Card Promotions Right Now: The Capital One Savor Cash Rewards Credit Card is currently offering 10% cash back on purchases made through Uber and Uber Eats, plus a complimentary Uber One membership, through 11/14/2024. Uber One gets you free delivery, discounts and other perks.

New cardholders also get $300 for spending $3,000 in the first 3 months in addition to 1 - 5% cash back on purchases normally. All the rewards help make up for the card's $95 annual fee.

Other Capital One cards also offer similar Uber promotions, including the Capital One SavorOne Cash Rewards Credit Card, Capital One SavorOne Cash Rewards for Good Credit, Capital One QuicksilverOne Cash Rewards Credit Card, Capital One Quicksilver Cash Rewards Credit Card, Capital One Quicksilver Cash Rewards for Good Credit, Capital One SavorOne Student Cash Rewards Credit Card, Capital One Quicksilver Student Cash Rewards Credit Card and Capital One Quicksilver Secured Cash Rewards Credit Card. Which you choose ultimately depends on what features you’re most interested in aside from the Uber promotion.
 

The best credit card promotion is offered by Chase Sapphire Preferred, which gives 60,000 points redeemable for $750 in travel through Chase Travel in return for new cardholders spending $4,000 in the first 3 months. Sapphire Preferred has a $95 annual fee.

Why It’s One of the Best Credit Card Promotions Right Now: Capital One Venture Rewards Credit Card has one of the best credit card promotions for travel rewards because you can get 75,000 miles (worth $750 in travel) by spending $4,000 during the first 3 months your account is open. Plus, you earn 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25, and 2 miles per $1 on all other purchases. The card only charges a $95 annual fee.

Why It’s One of the Best Credit Card Promotions Right Now: Chase Sapphire Reserve® has some of the best credit card promotions for big-spenders with excellent credit, starting with an initial bonus of 60,000 points for spending $4,000 within 3 months of opening an account. You will also earn 1 - 10 points per $1 spent on purchases and enjoy up to $300 in statement credits for travel purchases each year.

Chase Sapphire Reserve charges a $550 annual fee, but you can easily get your money’s worth.

Why It’s One of the Best Card Promotions Right Now: The Citi Premier® Card currently offers 60,000 points for spending $4,000 in the first 3 months. 

In addition to the initial bonus, Citi Premier gives a total of 10 points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024, 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. The card charges an annual fee of $95.

Why It’s One of the Best Card Promotions Right Now: The Platinum Card® from American Express offers 80,000 points for spending $8,000 in the first 6 months. Cardholders also earn 5 points per $1 spent on flights booked with airlines or with American Express Travel (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked through Amex, and 1 point per $1 spent on all other purchases.

Additionally, Amex Platinum recently added a few annual statement credits for cardholders to earn, including credits for hotel stays and Clear membership dues. These help offset the card’s $695 annual fee.

Why It’s One of the Best Credit Card Promotions Right Now: The Wells Fargo Reflect® Card has some of the best interest-free promotions among 0% APR credit cards. It gives intro APRs of 0% for 21 months from account opening on purchases and 0% for 21 months from account opening on qualifying balance transfers.

The Wells Fargo Reflect also has a $0 annual fee and a balance transfer fee of 5% (min $5). It requires good credit or better for approval.

Why It’s One of the Best Credit Card Promotions Right Now: The Citi Simplicity® Card offers an intro APR of 0% for 21 months on balance transfers, along with 0% for 12 months on purchases and a $0 annual fee.

Citi Simplicity Card’s balance transfer fee is 3% intro fee ($5 min) for each transfer in first 4 months, and 5% ($5 min) for each transfer after that. Applicants need good credit or better for approval.

Why It’s One of the Best Credit Card Promotions Right Now: The IHG One Rewards Premier Credit Card has one of the best hotel credit card promotions right now: 140,000 points for spending $3,000 within 3 months of opening an account.

Those bonus points are worth about $1,120 in reservations at IHG properties, according to WalletHub’s calculations. Such savings make the card’s $99 annual fee seem like a bargain. Plus, you get a free night after every account anniversary, among other perks. 
 

Why It’s One of the Best Credit Card Promotions Right Now: The Marriott Bonvoy Boundless® Credit Card has one of the best hotel credit card promotions available at the moment: 3 Free Night Awards for spending $3,000 in the first 3 months. Those nights are worth as much as $1,290, according to WalletHub’s calculations.

This card also gives you 6 points per $1 spent at participating Marriott hotels, 3 points per $1 spent at gas stations, restaurants and grocery stores (up to $6,000 combined per year), and 2 points per $1 on all other purchases. There is a $95 annual fee.

Why It’s One of the Best Credit Card Promotions Right Now: The Alaska Airlines Credit Card is currently offering 70,000 miles plus a companion fare ticket after spending $3,000 in the first 90 days. Those miles are worth around $1,155, according to WalletHub’s research.

In addition to that bonus, you can earn 1 - 3 miles per $1 spent on purchases and enjoy perks such as 20% savings on eligible inflight purchases and a free checked bag for you and up to six other passengers on the same reservation.

The Alaska Airlines Credit Card has an annual fee of $95 and requires good credit for approval.

Why It’s One of the Best Credit Card Promotions Right Now: The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® currently offers 75,000 miles for spending $3,500 in the first 4 months – worth $1,072.5, according to WalletHub’s calculations. You also get 1 - 2 miles per $1 spent on purchases.

Other benefits of Citi AAdvantage Platinum Select include priority boarding privileges, a free checked bag on domestic American Airlines flights for you and up to four companions traveling with you on the same reservation, and up to 25% off inflight purchases. Plus, Citi AAdvantage Platinum Select has a $0 intro annual fee the first year your account is open ($99 per year after that).
 

Why It’s One of the Best Credit Card Promotions Right Now: The Ink Business Preferred® Credit Card has the best credit card promotion for business right now: 100,000 points for spending $8,000 in the first 3 months. That’s worth up to $1,250 when redeemed for travel through Chase. Cardholders also earn 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases.

The Chase Ink Preferred annual fee is $95.

Why It’s One of the Best Credit Card Promotions Right Now: The Ink Business Premier® Credit Card currently has an initial bonus offer of $1,000 for spending $10,000 in the first 3 months. If you get this card, you will also earn 5% cash back on travel through Chase, 2.5% back on every purchase totaling at least $5,000, as well as 2% back on all other purchases. Those are great rewards if you’re a business owner who prefers the simplicity of cash back to travel points and miles.

This card has a $195 annual fee and requires good credit for approval.